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Small business finance guides

Practical, spreadsheet-first guides to bookkeeping, cash flow and profit for freelancers and small businesses. Written by an accountant.

How to make a profit and loss statement in Google SheetsBuild an automatic profit and loss statement in Google Sheets with two tabs and SUMIFS formulas. Layout, formulas, common mistakes and a ready-made template.How to track business expenses in Google SheetsA simple system to track business expenses in Google Sheets: the columns to use, categories, a monthly summary with SUMIFS and a 10-minute weekly routine.How to build a 13-week cash flow forecast for a small businessBuild a rolling 13-week cash flow forecast in Google Sheets: structure, formulas for invoices and recurring bills, cash warnings and how to read it weekly.Google Sheets vs QuickBooks for a small businessGoogle Sheets or QuickBooks? Features, 2026 QuickBooks Online prices and clear signs for when a spreadsheet is enough and when to switch to accounting software.